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  • Your Quick Guide to Comparing Financial Products as an Australian Tradesperson

    In the world of trades, having the right financial products can make a significant difference in managing your business effectively.

  • Critical Insurance Mistakes Australian Tradespeople Are Making

    Insurance is a critical component for tradespeople in Australia, providing financial protection against a range of risks that can significantly impact your livelihood. Adequate insurance coverage ensures that you are protected against potential liabilities, damages, and unforeseen circumstances that could otherwise lead to substantial financial losses.

  • Top Strategies for Australian Tradespeople to Slash Insurance Premiums

    Trade insurance is an essential aspect of running a successful trade business in Australia. Whether you are a carpenter, electrician, plumber, or any other type of tradesperson, having the right insurance coverage protects you from unexpected risks and liabilities that could otherwise derail your operations.

  • 5 Key Benefits of Trade Insurance You Can’t Afford to Ignore

    Trade insurance is an essential safeguard for subcontractors in Australia. It offers a safety net that protects against the uncertainties and inherent risks in the industry. Whether you're a plumber, electrician, or construction worker, having the right kind of insurance can mean the difference between financial stability and ruin.

  • Why Every Subcontractor in Australia Needs Proper Insurance

    Insurance is a crucial safeguard for everyone, but for subcontractors, it's essential. In the world of trade professionals, the tools of the trade are more than just pieces of equipment; they are investments into one's livelihood.

  • Understanding Professional Indemnity Insurance for Trades

    Professional indemnity insurance (PI insurance) is a type of coverage designed to protect businesses and individuals who provide professional advice or services. It covers claims made against them for negligent acts, errors, or omissions in the performance of their professional duties.

  • A Beginner’s Guide to Trades Insurance in Australia

    Trades insurance is a type of coverage specifically designed to protect those who work in various trades, such as electricians, plumbers, carpenters, and builders. It encompasses a range of insurance products tailored to address the unique risks and challenges faced by tradespeople in their day-to-day activities.

  • How to Choose the Right Trades Insurance for Your Business

    Trades insurance is a specialised type of coverage designed to protect individuals and businesses in the trades industry. This category includes a wide range of professionals such as electricians, plumbers, builders, and other manual workers who face unique risks in their day-to-day operations.

  • Creating a Monthly Budget Plan for Small Australian Trade Businesses

    Creating a monthly budget is essential for any business, but it holds particular importance for small trade businesses in Australia. Effective budgeting can help you manage cash flow, allocate resources efficiently, and ensure financial stability.

  • 5 Common Budgeting Mistakes Small Trade Businesses Should Avoid

    Budgeting is one of the most crucial aspects of running a small trade business. Without a proper budget, it's easy to lose track of your expenses and revenues, leaving you in a financial mess.

  • How Tradespeople Can Maximize Tax Deductions Through Insurance

    Tradespeople work hard to earn their income, often facing unique expenses that can impact their bottom line. Understanding and maximizing tax deductions is crucial for minimizing these costs and keeping more of what they earn. By making informed decisions about expenses, tradespeople can significantly reduce their taxable income.

  • How to Choose the Best Commercial Vehicle Insurance for Your Trade Business

    For tradespeople, protecting your tools and equipment is crucial. These are not just tools; they are the backbone of your business. Without them, you can't complete jobs, meet client expectations, or generate income. This includes your Vehicle.

  • Protecting Your Tools and Equipment: A Tradesperson's Insurance Checklist

    As a tradesperson, your tools and equipment are your livelihood. They are essential for performing your job efficiently and effectively.

  • How to Choose the Right Trades Insurance: Comparing Insurer Perks

    Being a tradesperson in Australia comes with its own unique set of risks. Whether you're an electrician, plumber, carpenter, or builder, having the right insurance coverage is crucial for protecting your livelihood and your peace of mind.

  • How Public Liability Insurance Protects Your Trades Business

    Public liability insurance is a type of coverage designed to protect businesses against claims of property damage or personal injury caused by their work. This type of insurance is essential for trades professionals, as it provides financial protection against legal and compensation costs arising from incidents related to their services.

  • Why Income Protection Insurance is Crucial for Tradespeople

    In the trades industry, unexpected events and accidents can happen at any time. Injuries and illnesses can prevent you from working, potentially leaving you without a steady income.

  • Top 10 Common Insurance Claims for Australian Tradespeople: What You Need to Know

    Insurance is a crucial safety net for tradespeople, protecting against unforeseen mishaps that can disrupt their work and finances. Whether you're a carpenter, electrician, plumber, or any other skilled trade professional, having the right insurance can make a significant difference in your business continuity and peace of mind.

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Trades Insurance Articles

Why Income Protection Insurance is Crucial for Tradespeople
Why Income Protection Insurance is Crucial for Tradespeople
In the trades industry, unexpected events and accidents can happen at any time. Injuries and illnesses can prevent you from working, potentially leaving you without a steady income. Insurance is a crucial safeguard that helps protect against these uncertainties, ensuring that you can continue to meet your financial obligations, even when you're unable to work. - read more
Your Quick Guide to Comparing Financial Products as an Australian Tradesperson
Your Quick Guide to Comparing Financial Products as an Australian Tradesperson
In the world of trades, having the right financial products can make a significant difference in managing your business effectively. Whether you're a plumber, electrician, carpenter, or any other type of tradesperson, financial products such as insurance, loans, and savings accounts play a crucial role in protecting your livelihood and ensuring sustainable growth. - read more
A Beginner’s Guide to Trades Insurance in Australia
A Beginner’s Guide to Trades Insurance in Australia
Trades insurance is a type of coverage specifically designed to protect those who work in various trades, such as electricians, plumbers, carpenters, and builders. It encompasses a range of insurance products tailored to address the unique risks and challenges faced by tradespeople in their day-to-day activities. - read more
Understanding Professional Indemnity Insurance for Trades
Understanding Professional Indemnity Insurance for Trades
Professional indemnity insurance (PI insurance) is a type of coverage designed to protect businesses and individuals who provide professional advice or services. It covers claims made against them for negligent acts, errors, or omissions in the performance of their professional duties. - read more
How to Choose the Right Trades Insurance for Your Business
How to Choose the Right Trades Insurance for Your Business
Trades insurance is a specialised type of coverage designed to protect individuals and businesses in the trades industry. This category includes a wide range of professionals such as electricians, plumbers, builders, and other manual workers who face unique risks in their day-to-day operations. - read more

Insurance News

Suncorp's Earnings Surge and Share Buyback Announcement
Suncorp's Earnings Surge and Share Buyback Announcement
13 Oct 2025: Paige Estritori
Suncorp, a prominent Australian insurer, has reported an 8% increase in full-year cash earnings, reaching A$1.49 billion for the year ending June 30, 2025. This performance exceeded analyst expectations and underscores the company's robust financial health. - read more
ASIC's Legal Action Against RACQ Insurance: What You Need to Know
ASIC's Legal Action Against RACQ Insurance: What You Need to Know
13 Oct 2025: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has commenced Federal Court proceedings against RACQ Insurance, alleging that the insurer misled more than 570,000 customers through deceptive premium comparison figures in renewal notices issued between September 2019 and December 2024. - read more
ACCC Raises Concerns Over IAG's Acquisition of RAC Insurance
ACCC Raises Concerns Over IAG's Acquisition of RAC Insurance
05 Oct 2025: Paige Estritori
The Australian Competition and Consumer Commission (ACCC) has expressed significant concerns regarding Insurance Australia Group's (IAG) proposed acquisition of the Royal Automobile Club of Western Australia's (RAC) insurance business. The deal, valued at approximately A$1.35 billion (US$877 million), aims to expand IAG's presence in the Western Australian insurance market. - read more
ASIC Initiates Legal Action Against RACQ Insurance Over Misleading Premium Comparisons
ASIC Initiates Legal Action Against RACQ Insurance Over Misleading Premium Comparisons
27 Sep 2025: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has commenced Federal Court proceedings against RACQ Insurance, a subsidiary of Insurance Australia Group (IAG), alleging that the insurer misled more than 570,000 customers through deceptive premium comparison figures in renewal notices issued between September 2019 and December 2024. - read more
ICA Seeks Interstate Tradespeople to Support Cyclone Alfred Recovery Efforts
ICA Seeks Interstate Tradespeople to Support Cyclone Alfred Recovery Efforts
27 Sep 2025: Paige Estritori
In the aftermath of Ex-Tropical Cyclone Alfred, which caused significant flooding in southeast Queensland and northern New South Wales, the Insurance Council of Australia (ICA) has launched an initiative to recruit tradespeople from across Australia and New Zealand to assist in the rebuilding efforts. - read more

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Knowledgebase
Occupational Hazard:
A risk associated with the nature of a particular occupation, which may affect insurance premiums.