Trades Insurance Online Site Map

Check out our Calculators

• Income Protection Insurance Calculator
• Truck Loan Repayment Calculator
• Trades Insurance Calculator

Read our News Articles

• QBE and Sure Insurance Forge New Home Cover Partnership

  QBE Australia Pacific has recently entered into a strategic partnership with Sure Insurance, aiming to bolster its broker-distributed householders cover. This collaboration signifies a concerted effort to provide more comprehensive and accessible home insurance solutions tailored to the diverse needs of Australian homeowners.

• Blue Zebra Enhances Insurance Offerings with New Underwriting Partnerships

  Underwriting agency Blue Zebra has recently announced the establishment of new capacity arrangements for its home building and contents, landlord, and small to medium-sized enterprise (SME) package products.

• AIG Australia Penalised for Claims Handling Failures

  The Insurance Code Governance Committee has imposed a $30,000 penalty on AIG Australia for breaching its obligations related to claims handling. The insurer failed to inform customers about delays in processing their claims and neglected to advise them of their right to escalate complaints to the ombudsman.

• Understanding the Surge in Home Insurance Premiums Across Australia

  Australian homeowners are experiencing notable increases in home insurance premiums, a trend largely driven by the escalating frequency and severity of extreme weather events. Recent data indicates that average annual premiums for new home and contents policies have risen by 14%, equating to an additional $343 per year for policyholders.

• The Vital Role of Reinsurance in Safeguarding Australian Insurers

  Reinsurance has emerged as a cornerstone of financial stability for Australian insurers, effectively shielding them from potential losses that could have reached up to $70 billion. In the past financial year, general insurers in Australia invested approximately AUD2.

• Suncorp's Earnings Surge and Share Buyback Announcement

  Suncorp, a prominent Australian insurer, has reported an 8% increase in full-year cash earnings, reaching A$1.49 billion for the year ending June 30, 2025. This performance exceeded analyst expectations and underscores the company's robust financial health.

• ASIC's Legal Action Against RACQ Insurance: What You Need to Know

  The Australian Securities and Investments Commission (ASIC) has commenced Federal Court proceedings against RACQ Insurance, alleging that the insurer misled more than 570,000 customers through deceptive premium comparison figures in renewal notices issued between September 2019 and December 2024.

• ACCC Raises Concerns Over IAG's Acquisition of RAC Insurance

  The Australian Competition and Consumer Commission (ACCC) has expressed significant concerns regarding Insurance Australia Group's (IAG) proposed acquisition of the Royal Automobile Club of Western Australia's (RAC) insurance business. The deal, valued at approximately A$1.35 billion (US$877 million), aims to expand IAG's presence in the Western Australian insurance market.

• ASIC Initiates Legal Action Against RACQ Insurance Over Misleading Premium Comparisons

  The Australian Securities and Investments Commission (ASIC) has commenced Federal Court proceedings against RACQ Insurance, a subsidiary of Insurance Australia Group (IAG), alleging that the insurer misled more than 570,000 customers through deceptive premium comparison figures in renewal notices issued between September 2019 and December 2024.

• ICA Seeks Interstate Tradespeople to Support Cyclone Alfred Recovery Efforts

  In the aftermath of Ex-Tropical Cyclone Alfred, which caused significant flooding in southeast Queensland and northern New South Wales, the Insurance Council of Australia (ICA) has launched an initiative to recruit tradespeople from across Australia and New Zealand to assist in the rebuilding efforts.

• MTAA Raises Concerns Over IAG's Acquisition of RAC Insurance and Its Impact on Market Competition

  The Motor Trades Association of Australia (MTAA) has voiced concerns regarding Insurance Australia Group's (IAG) proposed acquisition of RAC Insurance in Western Australia, warning that the deal could further consolidate the insurance market and reduce competition.

• ASIC Calls for Urgent Reforms in Insurers' Claims Handling Practices

  The Australian Securities and Investments Commission (ASIC) has recently highlighted significant deficiencies in the claims handling processes of insurers, raising concerns about potential compliance breaches and consumer harm.

• ASIC Signals Stronger Enforcement Measures for Insurer Compliance Failures

  The Australian Securities and Investments Commission (ASIC) has recently announced a significant escalation in enforcement actions targeting insurers that fail to meet their compliance obligations. This move underscores the regulator's commitment to ensuring transparency, accuracy, and fairness within the Australian insurance industry.

• IAG Highlights Construction Cost Surge as Key Factor in Rising Home Insurance Premiums

  Insurance Australia Group (IAG), a leading insurer in the Australian market, has recently announced that escalating construction costs are a significant factor contributing to the rise in home insurance premiums.

• Australian Commercial Insurance Rates See Largest Global Decline

  The Australian commercial insurance market has witnessed a notable shift, with rates experiencing the most significant decline globally. According to Marsh's latest Global Insurance Market Index, commercial rates in the Australia-Pacific region fell by 8% in the fourth quarter of 2024, marking the largest drop worldwide.

• Tradies See Unprecedented Shift Towards Professionalism and Safety

  In recent years, Australia's tradie culture has undergone a significant transformation, moving away from its rough-and-tumble past to a more professional and disciplined environment.

Read our Articles

• Your Quick Guide to Comparing Financial Products as an Australian Tradesperson

  In the world of trades, having the right financial products can make a significant difference in managing your business effectively.

• Critical Insurance Mistakes Australian Tradespeople Are Making

  Insurance is a critical component for tradespeople in Australia, providing financial protection against a range of risks that can significantly impact your livelihood. Adequate insurance coverage ensures that you are protected against potential liabilities, damages, and unforeseen circumstances that could otherwise lead to substantial financial losses.

• Top Strategies for Australian Tradespeople to Slash Insurance Premiums

  Trade insurance is an essential aspect of running a successful trade business in Australia. Whether you are a carpenter, electrician, plumber, or any other type of tradesperson, having the right insurance coverage protects you from unexpected risks and liabilities that could otherwise derail your operations.

• 5 Key Benefits of Trade Insurance You Can’t Afford to Ignore

  Trade insurance is an essential safeguard for subcontractors in Australia. It offers a safety net that protects against the uncertainties and inherent risks in the industry. Whether you're a plumber, electrician, or construction worker, having the right kind of insurance can mean the difference between financial stability and ruin.

• Why Every Subcontractor in Australia Needs Proper Insurance

  Insurance is a crucial safeguard for everyone, but for subcontractors, it's essential. In the world of trade professionals, the tools of the trade are more than just pieces of equipment; they are investments into one's livelihood.

• Understanding Professional Indemnity Insurance for Trades

  Professional indemnity insurance (PI insurance) is a type of coverage designed to protect businesses and individuals who provide professional advice or services. It covers claims made against them for negligent acts, errors, or omissions in the performance of their professional duties.

• A Beginner’s Guide to Trades Insurance in Australia

  Trades insurance is a type of coverage specifically designed to protect those who work in various trades, such as electricians, plumbers, carpenters, and builders. It encompasses a range of insurance products tailored to address the unique risks and challenges faced by tradespeople in their day-to-day activities.

• How to Choose the Right Trades Insurance for Your Business

  Trades insurance is a specialised type of coverage designed to protect individuals and businesses in the trades industry. This category includes a wide range of professionals such as electricians, plumbers, builders, and other manual workers who face unique risks in their day-to-day operations.

• Creating a Monthly Budget Plan for Small Australian Trade Businesses

  Creating a monthly budget is essential for any business, but it holds particular importance for small trade businesses in Australia. Effective budgeting can help you manage cash flow, allocate resources efficiently, and ensure financial stability.

• 5 Common Budgeting Mistakes Small Trade Businesses Should Avoid

  Budgeting is one of the most crucial aspects of running a small trade business. Without a proper budget, it's easy to lose track of your expenses and revenues, leaving you in a financial mess.

• How Tradespeople Can Maximize Tax Deductions Through Insurance

  Tradespeople work hard to earn their income, often facing unique expenses that can impact their bottom line. Understanding and maximizing tax deductions is crucial for minimizing these costs and keeping more of what they earn. By making informed decisions about expenses, tradespeople can significantly reduce their taxable income.

• How to Choose the Best Commercial Vehicle Insurance for Your Trade Business

  For tradespeople, protecting your tools and equipment is crucial. These are not just tools; they are the backbone of your business. Without them, you can't complete jobs, meet client expectations, or generate income. This includes your Vehicle.

• Protecting Your Tools and Equipment: A Tradesperson's Insurance Checklist

  As a tradesperson, your tools and equipment are your livelihood. They are essential for performing your job efficiently and effectively.

• How to Choose the Right Trades Insurance: Comparing Insurer Perks

  Being a tradesperson in Australia comes with its own unique set of risks. Whether you're an electrician, plumber, carpenter, or builder, having the right insurance coverage is crucial for protecting your livelihood and your peace of mind.

• How Public Liability Insurance Protects Your Trades Business

  Public liability insurance is a type of coverage designed to protect businesses against claims of property damage or personal injury caused by their work. This type of insurance is essential for trades professionals, as it provides financial protection against legal and compensation costs arising from incidents related to their services.

• Why Income Protection Insurance is Crucial for Tradespeople

  In the trades industry, unexpected events and accidents can happen at any time. Injuries and illnesses can prevent you from working, potentially leaving you without a steady income.

• Top 10 Common Insurance Claims for Australian Tradespeople: What You Need to Know

  Insurance is a crucial safety net for tradespeople, protecting against unforeseen mishaps that can disrupt their work and finances. Whether you're a carpenter, electrician, plumber, or any other skilled trade professional, having the right insurance can make a significant difference in your business continuity and peace of mind.