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Comprehensive Trades Insurance Solutions

If you're an Aussie Tradesman looking for the best value-for-money Insurance solutions, then you are in the right place!.

Whether it's Public Liability insurance that you need, Tools of Trade cover, Commercial Vehicle insurance, Disability Income Protection, Contractors Annual insurance, or a tailored package solution, we have got you covered. Simply complete our quick quote request to compare rates & options from a selection of Australia's leading & best known Specialist Insurers, via our National Broker Panel.

Find the right cover at the best rates!

Whether you’re a builder, sparkie, plumber, tiler or contractor, having the right insurance is essential for protecting your tools, your income, and your livelihood.

We connect tradies across every state in Australia with trusted specialist brokers who understand your trade—and know how to get you great cover at a competitive rate.

From Public Liability Insurance to Tool Insurance, Commercial Vehicle Cover, Contractor Income Protection, and more—we’ve got solutions tailored for sole traders, subcontractors, and small trade businesses.

Fast Quotes, Trusted Brokers

Why Use Us to Find Your Tradies Insurance?

Compare Quotes from a panel of leading specialist insurers

Save Time & Money with one simple quote request

Tailored Insurance Packages for your specific trade and business setup

Australia-Wide Broker Network – QLD, NSW, VIC, TAS, NT, WA, SA

No Pushy Sales – just expert advice from real insurance professionals

We’re not an insurer—we help you connect with experienced trade insurance brokers who offer the right policies for your work type, risk profile, and budget.

Types of Cover We Can Help You Find

Popular Insurance Options for Tradesmen:

Public Liability Insurance – Mandatory on most worksites; protects against injury & damage claims

Tool Insurance / Tools of Trade Cover – Protects your tools against theft, loss, or damage

Disability Income Protection / Personal Accident Cover – Covers your income if you're unable to work

Commercial Vehicle Insurance – For vans, utes, and work vehicles used in your trade

Contract Works & Annual Contractors Insurance – Suited for builders and project-based work

Professional Indemnity Insurance – For tradies offering design, planning, or consulting services

Tailored Insurance for Every Type of Tradie, in Every State

Whether you're a WA FIFO mine electrician, a Queensland electrical contractor, a NSW residential builder, or a Tasmanian tiler running your own small business, the type of insurance you need can vary widely depending on your trade, your location, and how your business is structured. We assist sole traders, subcontractors, contractors, and small business owners across Australia—ensuring each tradie gets the right level of cover, whether you're working on a major commercial project, a local renovation, or anything in between. With access to brokers who understand licensing requirements, regional risks, and site-specific obligations, we make it easy to find policies that fit your situation—no matter how unique.

Why Choose Us?

Unlike direct insurers, we don’t just offer one option. We partner with a trusted panel of specialist brokers who know the ins and outs of trade insurance—and who are focused on getting you the right protection. Our quote process is fast, transparent, and designed to save you time. With Australia-wide access, deep industry knowledge, and real people who understand the pressure tradies face, we’re here to help you stay covered, stay compliant, and stay on the tools with confidence.

Trades Insurance

Trades insurance, or Tradies Insurance, is a combination of insurance policies, packaged specifically to meet the needs of Aussie Tradesmen. Trades insurance can typically include public liablility insurance, tools of trade insurance, commercial motor vehicle insurance and income protection insurance. Tradies can choose just one, or multiple coverage options.

Trades insurance comes in a range of forms, based on the specific needs and nature of each tradie's business.

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Best rates

Our quotes are sourced from an Australia-wide panel of specialist insurance brokers.

Simply complete our short online quote form for access to the best Trades Insurance rates in the country.

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Compare Options

Trades insurance policy conditions and provisions can vary significantly between insurance companies so it is highly recommended that you seek comprehensive advice before selecting a policy to meet your particular needs.

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Multiple Insurers

Public liability, tools of trade, commercial motor vehicle and income protection insurance are all available individually through many financial institutions and brokers throughout Australia.

However Trades insurance is a specialist field so, when looking for the best Trades insurance solution, it is advisable to seek the services of a specialist who is licensed in the field of Trades insurance.

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Trades Insurance Articles

Understanding Professional Indemnity Insurance for Trades

Professional indemnity insurance (PI insurance) is a type of coverage designed to protect businesses and individuals who provide professional advice or services. It covers claims made against them for negligent acts, errors, or omissions in the performance of their professional duties. - read more

Why Every Subcontractor in Australia Needs Proper Insurance

Insurance is a crucial safeguard for everyone, but for subcontractors, it's essential. In the world of trade professionals, the tools of the trade are more than just pieces of equipment; they are investments into one's livelihood. - read more

Why Income Protection Insurance is Crucial for Tradespeople

In the trades industry, unexpected events and accidents can happen at any time. Injuries and illnesses can prevent you from working, potentially leaving you without a steady income. Insurance is a crucial safeguard that helps protect against these uncertainties, ensuring that you can continue to meet your financial obligations, even when you're unable to work. - read more

5 Key Benefits of Trade Insurance You Can’t Afford to Ignore

Trade insurance is an essential safeguard for subcontractors in Australia. It offers a safety net that protects against the uncertainties and inherent risks in the industry. Whether you're a plumber, electrician, or construction worker, having the right kind of insurance can mean the difference between financial stability and ruin. - read more

How Public Liability Insurance Protects Your Trades Business

Public liability insurance is a type of coverage designed to protect businesses against claims of property damage or personal injury caused by their work. This type of insurance is essential for trades professionals, as it provides financial protection against legal and compensation costs arising from incidents related to their services. - read more

Insurance News

Cyber Insurance Becomes Essential Amid Rising Digital Threats

12 Sep 2025: Paige Estritori

The recent cyberattack on Fortnum Private Wealth, accompanied by ASIC's legal action, has spotlighted the critical risks cyber threats pose to financial advice companies in Australia. With digital integration intensifying across the finance sector, the owner of Fortnum, Entireti, plans to defend the case, underscoring the necessity for ongoing vigilance in cybersecurity measures. - read more

Swiss Re Foresees Rising Premiums Amid Increasing Global Risks

10 Sep 2025: Paige Estritori

In a comprehensive analysis, Swiss Re Institute predicts that global property and casualty insurance premiums will rise in tandem with GDP over the upcoming decade. This growth is driven by amplified natural catastrophe losses, asset accumulation, and heightened economic and litigation claims inflation. The institute's report outlines the evolving insurance landscape amid increasing global risks. - read more

Insurance Council of Australia Assists NSW Flood Claimants

09 Sep 2025: Paige Estritori

In response to the devastating floods that swept across New South Wales' Mid North Coast in May, the Insurance Council of Australia (ICA) is taking proactive steps to support the affected residents. Insurers, organised by the ICA, will be meeting with flood victims in Kempsey, Taree, and Port Macquarie to provide guidance and support as they navigate their insurance claims. - read more

Ombudsman Upholds Policyholder’s Claim Despite Fraud Allegations

08 Sep 2025: Paige Estritori

A motor insurance policyholder has won a significant dispute over fraud allegations, with the industry ombudsman ruling in favour of a payout following a controversial car accident claim. The case revolved around an incident where the claimant's wife crashed at an intersection one evening, reportedly failing to yield. The lack of photographic evidence due to shock and subsequent involvement of towing services complicated matters. - read more

NM Insurance Secures Growth with Five-Year Zurich Partnership

05 Sep 2025: Paige Estritori

In a strategic move set to bolster its market position, NM Insurance has announced a five-year agreement with capacity provider Zurich, positioning itself for further growth and increased broker confidence in its success. Since its establishment two decades ago as Nautilus Marine Insurance Agency, NM Insurance has expanded its focus beyond the recreational boat market in Australia, branching into New Zealand and diversifying into the commercial marine, caravan, and motorcycle sectors. - read more

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Knowledgebase

Umbrella Policy:
An additional insurance policy that provides extra liability coverage beyond the limits of the insured's primary policies.