If you're an Aussie Tradesman looking for the best value-for-money Insurance solutions, then you are in the right
place!.
Whether it's Public Liability insurance that you need, Tools of Trade cover, Commercial Vehicle insurance,
Disability Income Protection, Contractors Annual insurance, or a tailored package solution, we have got you covered.
Simply complete our quick quote request to compare rates & options from a selection of Australia's leading & best
known Specialist Insurers, via our National Broker Panel.
Find the right cover at the best rates!
Whether you’re a builder, sparkie, plumber, tiler or contractor, having the right insurance is essential for protecting your tools, your income, and your livelihood.
We connect tradies across every state in Australia with trusted specialist brokers who understand your trade—and know how to get you great cover at a competitive rate.
From Public Liability Insurance to Tool Insurance, Commercial Vehicle Cover, Contractor Income Protection, and more—we’ve got solutions tailored for sole traders, subcontractors, and small trade businesses.
Fast Quotes, Trusted Brokers
Why Use Us to Find Your Tradies Insurance?
Compare Quotes from a panel of leading specialist insurers
Save Time & Money with one simple quote request
Tailored Insurance Packages for your specific trade and business setup
Australia-Wide Broker Network – QLD, NSW, VIC, TAS, NT, WA, SA
No Pushy Sales – just expert advice from real insurance professionals
We’re not an insurer—we help you connect with experienced trade insurance brokers who offer the right policies for your work type, risk profile, and budget.
Types of Cover We Can Help You Find
Popular Insurance Options for Tradesmen:
Public Liability Insurance – Mandatory on most worksites; protects against injury & damage claims
Tool Insurance / Tools of Trade Cover – Protects your tools against theft, loss, or damage
Disability Income Protection / Personal Accident Cover – Covers your income if you're unable to work
Commercial Vehicle Insurance – For vans, utes, and work vehicles used in your trade
Contract Works & Annual Contractors Insurance – Suited for builders and project-based work
Professional Indemnity Insurance – For tradies offering design, planning, or consulting services
Tailored Insurance for Every Type of Tradie, in Every State
Whether you're a WA FIFO mine electrician, a Queensland electrical contractor, a NSW residential builder, or a Tasmanian tiler running your own small business, the type of insurance you need can vary widely depending on your trade, your location, and how your business is structured. We assist sole traders, subcontractors, contractors, and small business owners across Australia—ensuring each tradie gets the right level of cover, whether you're working on a major commercial project, a local renovation, or anything in between. With access to brokers who understand licensing requirements, regional risks, and site-specific obligations, we make it easy to find policies that fit your situation—no matter how unique.
Why Choose Us?
Unlike direct insurers, we don’t just offer one option. We partner with a trusted panel of specialist brokers who know the ins and outs of trade insurance—and who are focused on getting you the right protection. Our quote process is fast, transparent, and designed to save you time. With Australia-wide access, deep industry knowledge, and real people who understand the pressure tradies face, we’re here to help you stay covered, stay compliant, and stay on the tools with confidence.
Trades Insurance
Trades insurance, or Tradies Insurance, is a combination of insurance policies, packaged specifically to meet
the needs of Aussie Tradesmen. Trades insurance can typically include public liablility insurance, tools of
trade insurance, commercial motor vehicle insurance and income protection insurance. Tradies can choose just
one, or multiple coverage options.
Trades insurance comes in a range of forms, based on the specific needs and nature of each tradie's
business.
Our quotes are sourced from an Australia-wide panel of specialist insurance brokers.
Simply complete our short online quote form for access to the best Trades Insurance
rates in the country.
Trades insurance policy conditions and provisions can vary significantly between insurance companies so it is
highly recommended that you seek comprehensive advice before selecting a policy to meet your particular needs.
Public liability, tools of trade, commercial motor vehicle and income protection insurance are all available
individually through many financial institutions and brokers throughout Australia.
However Trades insurance is a specialist field so, when looking for the best Trades insurance solution, it
is advisable to seek the services of a specialist who is licensed in the field of Trades insurance.
Visit our extensive library of informative Trades Insurance Articles, the latest Insurance Online News,
and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use.
Trades Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal
advice, are provided by a licensed specialist broker, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a
quote request.
A specialist Trades Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers
you provide in your trades insurance quote request.
For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.
Insurance is a crucial safeguard for everyone, but for subcontractors, it's essential. In the world of trade professionals, the tools of the trade are more than just pieces of equipment; they are investments into one's livelihood. - read more
Trades insurance is a specialised type of coverage designed to protect individuals and businesses in the trades industry. This category includes a wide range of professionals such as electricians, plumbers, builders, and other manual workers who face unique risks in their day-to-day operations. - read more
Insurance is a crucial safety net for tradespeople, protecting against unforeseen mishaps that can disrupt their work and finances. Whether you're a carpenter, electrician, plumber, or any other skilled trade professional, having the right insurance can make a significant difference in your business continuity and peace of mind. - read more
For tradespeople, protecting your tools and equipment is crucial. These are not just tools; they are the backbone of your business. Without them, you can't complete jobs, meet client expectations, or generate income. This includes your Vehicle. - read more
Insurance is a critical component for tradespeople in Australia, providing financial protection against a range of risks that can significantly impact your livelihood. Adequate insurance coverage ensures that you are protected against potential liabilities, damages, and unforeseen circumstances that could otherwise lead to substantial financial losses. - read more
In a significant development within the Australian insurance sector, Swedish private equity firm EQT has extended a takeover offer for AUB Group, valuing the insurance broking company at A$5.25 billion (US$3.41 billion). This proposal includes a price of A$45 per share, representing a 25.1% premium over AUB's last closing price. Following an earlier bid of A$43 per share, AUB has granted EQT exclusive access to its financial records for six weeks starting October 8 under a confidentiality agreement. - read more
Australia's insurance industry has reported an annual after-tax profit of $6.1 billion in 2024, according to KPMG's annual review. This figure is three times higher than the five-year average of $2 billion. The substantial profit increase is attributed to significant premium hikes and a year with fewer severe weather events. - read more
In a significant regulatory action, Allianz Australia and its subsidiary AWP Australia have been fined $16.8 million for making false and misleading statements. The Commonwealth Director of Public Prosecutions imposed the fines following an investigation and referral by the Australian Securities and Investments Commission (ASIC). - read more
QBE Australia Pacific has recently entered into a strategic partnership with Sure Insurance, aiming to bolster its broker-distributed householders cover. This collaboration signifies a concerted effort to provide more comprehensive and accessible home insurance solutions tailored to the diverse needs of Australian homeowners. - read more
Underwriting agency Blue Zebra has recently announced the establishment of new capacity arrangements for its home building and contents, landlord, and small to medium-sized enterprise (SME) package products. This strategic move is set to enhance the agency's ability to offer comprehensive and competitive insurance solutions tailored to the evolving needs of Australian homeowners and business operators. - read more
Subrogation: An insurance carrier may reserve the "right of subrogation" in the event of a loss. This means that the company may choose to take action to recover the amount of a claim paid to a covered insured if the loss was caused by a third party.
