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Trades Insurance Online

If you're an Aussie Tradesman looking for the best value-for-money Insurance solutions, then you are in the right place!.

Whether it's Public Liability insurance that you need, Tools of Trade cover, Commercial Vehicle insurance, Disability Income Protection, Contractors Annual insurance, or a tailored package solution, we have got you covered. Simply complete our quick quote request to compare rates & options from a selection of Australia's leading & best known Specialist Insurers, via our National Broker Panel.

Find the right cover at the best rates!

Your free Trades Insurance quote comparison starts here!
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All quotes are provided free (via our secure server) and without obligation. We respect your privacy.

Whether you’re a builder, sparkie, plumber, tiler or contractor, having the right insurance is essential for protecting your tools, your income, and your livelihood.

We connect tradies across every state in Australia with trusted specialist brokers who understand your trade—and know how to get you great cover at a competitive rate.

From Public Liability Insurance to Tool Insurance, Commercial Vehicle Cover, Contractor Income Protection, and more—we’ve got solutions tailored for sole traders, subcontractors, and small trade businesses.

Fast Quotes, Trusted Brokers

Why Use Us to Find Your Tradies Insurance?

  • Compare Quotes from a panel of leading specialist insurers
  • Save Time & Money with one simple quote request
  • Tailored Insurance Packages for your specific trade and business setup
  • Australia-Wide Broker Network – QLD, NSW, VIC, TAS, NT, WA, SA
  • No Pushy Sales – just expert advice from real insurance professionals
  • We’re not an insurer—we help you connect with experienced trade insurance brokers who offer the right policies for your work type, risk profile, and budget.

    Types of Cover We Can Help You Find

    Popular Insurance Options for Tradesmen:

  • Public Liability Insurance – Mandatory on most worksites; protects against injury & damage claims
  • Tool Insurance / Tools of Trade Cover – Protects your tools against theft, loss, or damage
  • Disability Income Protection / Personal Accident Cover – Covers your income if you're unable to work
  • Commercial Vehicle Insurance – For vans, utes, and work vehicles used in your trade
  • Contract Works & Annual Contractors Insurance – Suited for builders and project-based work
  • Professional Indemnity Insurance – For tradies offering design, planning, or consulting services
  • Tailored Insurance for Every Type of Tradie, in Every State

    Whether you're a WA FIFO mine electrician, a Queensland electrical contractor, a NSW residential builder, or a Tasmanian tiler running your own small business, the type of insurance you need can vary widely depending on your trade, your location, and how your business is structured. We assist sole traders, subcontractors, contractors, and small business owners across Australia—ensuring each tradie gets the right level of cover, whether you're working on a major commercial project, a local renovation, or anything in between. With access to brokers who understand licensing requirements, regional risks, and site-specific obligations, we make it easy to find policies that fit your situation—no matter how unique.

    Why Choose Us?

    Unlike direct insurers, we don’t just offer one option. We partner with a trusted panel of specialist brokers who know the ins and outs of trade insurance—and who are focused on getting you the right protection. Our quote process is fast, transparent, and designed to save you time. With Australia-wide access, deep industry knowledge, and real people who understand the pressure tradies face, we’re here to help you stay covered, stay compliant, and stay on the tools with confidence.

    Trades Insurance

    Trades insurance, or Tradies Insurance, is a combination of insurance policies, packaged specifically to meet the needs of Aussie Tradesmen. Trades insurance can typically include public liablility insurance, tools of trade insurance, commercial motor vehicle insurance and income protection insurance. Tradies can choose just one, or multiple coverage options.

    Trades insurance comes in a range of forms, based on the specific needs and nature of each tradie's business.


    trades insurance, insurance for tradies

    Best rates

    trades insurance, insurance for tradies
    Our quotes are sourced from an Australia-wide panel of specialist insurance brokers.

    Simply complete our short online quote form for access to the best Trades Insurance rates in the country.

    Compare Options

    trades insurance, insurance for tradies
    Trades insurance policy conditions and provisions can vary significantly between insurance companies so it is highly recommended that you seek comprehensive advice before selecting a policy to meet your particular needs.


    Multiple Insurers

    Public liability, tools of trade, commercial motor vehicle and income protection insurance are all available individually through many financial institutions and brokers throughout Australia.

    However Trades insurance is a specialist field so, when looking for the best Trades insurance solution, it is advisable to seek the services of a specialist who is licensed in the field of Trades insurance.
    trades insurance, insurance for tradies


    Trades Insurance Articles

    Why Every Subcontractor in Australia Needs Proper Insurance Why Every Subcontractor in Australia Needs Proper Insurance
    Insurance is a crucial safeguard for everyone, but for subcontractors, it's essential. In the world of trade professionals, the tools of the trade are more than just pieces of equipment; they are investments into one's livelihood. - read more
    Top 10 Common Insurance Claims for Australian Tradespeople: What You Need to Know Top 10 Common Insurance Claims for Australian Tradespeople: What You Need to Know
    Insurance is a crucial safety net for tradespeople, protecting against unforeseen mishaps that can disrupt their work and finances. Whether you're a carpenter, electrician, plumber, or any other skilled trade professional, having the right insurance can make a significant difference in your business continuity and peace of mind. - read more
    Why Income Protection Insurance is Crucial for Tradespeople Why Income Protection Insurance is Crucial for Tradespeople
    In the trades industry, unexpected events and accidents can happen at any time. Injuries and illnesses can prevent you from working, potentially leaving you without a steady income. Insurance is a crucial safeguard that helps protect against these uncertainties, ensuring that you can continue to meet your financial obligations, even when you're unable to work. - read more
    How to Choose the Right Trades Insurance: Comparing Insurer Perks How to Choose the Right Trades Insurance: Comparing Insurer Perks
    Being a tradesperson in Australia comes with its own unique set of risks. Whether you're an electrician, plumber, carpenter, or builder, having the right insurance coverage is crucial for protecting your livelihood and your peace of mind. Without adequate insurance, you could be financially devastated by accidents, theft, or property damage. - read more
    How to Choose the Best Commercial Vehicle Insurance for Your Trade Business How to Choose the Best Commercial Vehicle Insurance for Your Trade Business
    For tradespeople, protecting your tools and equipment is crucial. These are not just tools; they are the backbone of your business. Without them, you can't complete jobs, meet client expectations, or generate income. This includes your Vehicle. - read more
    Understanding Professional Indemnity Insurance for Trades Understanding Professional Indemnity Insurance for Trades
    Professional indemnity insurance (PI insurance) is a type of coverage designed to protect businesses and individuals who provide professional advice or services. It covers claims made against them for negligent acts, errors, or omissions in the performance of their professional duties. - read more
    How to Choose the Right Trades Insurance for Your Business How to Choose the Right Trades Insurance for Your Business
    Trades insurance is a specialised type of coverage designed to protect individuals and businesses in the trades industry. This category includes a wide range of professionals such as electricians, plumbers, builders, and other manual workers who face unique risks in their day-to-day operations. - read more
    How to Choose the Best Commercial Vehicle Insurance for Your Trade Business How to Choose the Best Commercial Vehicle Insurance for Your Trade Business
    For tradespeople, protecting your tools and equipment is crucial. These are not just tools; they are the backbone of your business. Without them, you can't complete jobs, meet client expectations, or generate income. This includes your Vehicle. - read more
    How Tradespeople Can Maximize Tax Deductions Through Insurance How Tradespeople Can Maximize Tax Deductions Through Insurance
    Tradespeople work hard to earn their income, often facing unique expenses that can impact their bottom line. Understanding and maximizing tax deductions is crucial for minimizing these costs and keeping more of what they earn. By making informed decisions about expenses, tradespeople can significantly reduce their taxable income. - read more
    How Public Liability Insurance Protects Your Trades Business How Public Liability Insurance Protects Your Trades Business
    Public liability insurance is a type of coverage designed to protect businesses against claims of property damage or personal injury caused by their work. This type of insurance is essential for trades professionals, as it provides financial protection against legal and compensation costs arising from incidents related to their services. - read more

    Insurance News

    ASIC Accuses Choosi Pty Ltd of Misleading Insurance Comparison Practices ASIC Accuses Choosi Pty Ltd of Misleading Insurance Comparison Practices
    10 Jun 2025: Paige Estritori

    The Australian Securities and Investments Commission (ASIC) has initiated legal proceedings against Choosi Pty Ltd, alleging deceptive practices in its insurance comparison service. The regulatory body charges that from July 2019 to June 2025, Choosi misrepresented its offerings, claiming to compare funeral and life insurance policies from multiple insurers while actually only comparing products from a single provider, Hannover Life Re of Australasia Ltd. - read more
    Individual Disability Income Insurance Extends Profitable Streak into Fifth Quarter Individual Disability Income Insurance Extends Profitable Streak into Fifth Quarter
    10 Jun 2025: Paige Estritori

    Recent figures from the Australian Prudential Regulation Authority reveal that individual disability income insurance (DII) recorded an underwriting profit of $231 million for the first quarter of 2025, continuing a five-quarter streak of profitability. This performance shows promising growth compared to the December 2023 quarter, which saw an $86 million loss. Although the latest profit is up from $138 million in the last quarter, it still falls short of the $419 million achieved a year before. - read more
    AFCA Overrules Insurer in Camper Trailer Damage Case AFCA Overrules Insurer in Camper Trailer Damage Case
    09 Jun 2025: Paige Estritori

    The Australian Financial Complaints Authority (AFCA) has ruled that a camper trailer owner will receive coverage for water and mould damage after the insurer could not demonstrate that the wear and tear exclusions applied under the policy. The case emerged after a storm in November 2023, which the claimant says caused severe wind to rip the cover off the camper, allowing water ingress and subsequent mould development. - read more
    Regulatory Bodies Demand Clarity on Duration-Based Insurance Premiums Regulatory Bodies Demand Clarity on Duration-Based Insurance Premiums
    06 Jun 2025: Paige Estritori

    Australia’s leading financial regulators, the Australian Securities and Investments Commission (ASIC) and the Australian Prudential Regulation Authority (APRA), have raised concerns regarding the practice of duration-based pricing in life insurance products. They have emphasised the need for insurers to improve transparency, ensuring that consumers are fully informed about the long-term costs associated with initial premium discounts. - read more
    Young Driver Left Uncovered Due to Policy Misstep Young Driver Left Uncovered Due to Policy Misstep
    05 Jun 2025: Paige Estritori

    A policyholder faces a denied claim after inadvertently excluding his newly licensed 21-year-old son from his car insurance policy, highlighting a common oversight in age-specific exclusions. Following a collision involving his son, who recently earned his licence, Hollard Insurance declined the claim based on policy terms that excluded drivers under 25, unless accompanied by a qualified adult. - read more

    Your free Trades Insurance quote comparison starts here!
    First Name:
    Postcode:

    All quotes are provided free (via our secure server) and without obligation. We respect your privacy.

    Knowledgebase
    Policyholder:
    The individual or entity who owns the insurance policy.