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Trades Insurance Online is pleased to present the latest financial news headlines.

To read an entire news item, simply click on the headline.

News items on this page are prepared by our editorial team as summaries of publicly available news reports and official announcements. See linked news sources where available. The following news items are for informational purposes only and are not independent journalism.

Insurance News

Silica Compliance Is Now an Insurance Issue for Tradies
Silica Compliance Is Now an Insurance Issue for Tradies
19 Aug 2026: Paige Estritori
The national ban on engineered stone has shifted from a regulatory headline into a practical operating issue for Australian trade businesses. Since the ban began in July 2024, regulators have continued to emphasise that uncontrolled work with crystalline silica can expose workers to serious and irreversible illness. For builders, stonemasons, kitchen installers, tilers, demolition contractors and renovators, the message is clear: compliance is no longer something to deal with only when a job looks high risk. - read more
Insurance Complaint Trends Put Policy Clarity Back in Focus
Insurance Complaint Trends Put Policy Clarity Back in Focus
12 Aug 2026: Paige Estritori
Fresh complaints data from the Australian Financial Complaints Authority has again put pressure on the general insurance sector, with policy disputes, delays and communication breakdowns remaining a major source of frustration for customers. For Australian tradies, the headline is not just that complaints are being lodged; it is that many disputes appear to begin with mismatched expectations between what a policyholder thought was covered and how the insurer interpreted the wording when a claim arrived. - read more
Why the Latest Insurance Tax Debate Matters for Australian Tradies
Why the Latest Insurance Tax Debate Matters for Australian Tradies
04 Aug 2026: Paige Estritori
A renewed industry push to reduce insurance taxes has put affordability back on the agenda for Australian households and businesses, including tradies who already face rising operating costs. The core argument is straightforward: when taxes and levies are added to premiums, the final bill can become harder to absorb, particularly for sole traders and small teams managing vehicles, tools, public liability and workshop risks. - read more
Claims Handling Scrutiny Puts Policy Preparation in the Spotlight
Claims Handling Scrutiny Puts Policy Preparation in the Spotlight
28 Jul 2026: Paige Estritori
ASIC’s ongoing focus on general insurance claims handling is a timely reminder that the value of a policy is tested long after the premium is paid. For Australian tradies, the issue is practical rather than theoretical: when a ute is damaged, tools are stolen, a workshop is hit by stormwater or a client alleges property damage, delays and documentation gaps can quickly affect cash flow. - read more
Income Protection Claim Dispute Offers Lessons for Tradies
Income Protection Claim Dispute Offers Lessons for Tradies
21 Jul 2026: Paige Estritori
A new Australian Financial Complaints Authority decision has put income protection claims under the spotlight, with useful lessons for tradies who rely on their own capacity to work. The dispute involved a delivery driver who had received weekly income protection benefits after a serious arm-related medical condition prevented him from working. The insurer later tried to recover more than $31,000 in paid benefits, arguing it had information suggesting he could have returned to work earlier. - read more

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Trades Insurance Articles

How Tradespeople Can Maximize Tax Deductions Through Insurance
How Tradespeople Can Maximize Tax Deductions Through Insurance
Tradespeople work hard to earn their income, often facing unique expenses that can impact their bottom line. Understanding and maximizing tax deductions is crucial for minimizing these costs and keeping more of what they earn. By making informed decisions about expenses, tradespeople can significantly reduce their taxable income. - read more
Understanding Trades Insurance Exclusions, Limits and Excesses
Understanding Trades Insurance Exclusions, Limits and Excesses
Trades insurance is only useful if you understand what the policy covers, what it excludes, how much it may pay and what you may need to contribute at claim time. This guide explains how Australian tradespeople can review exclusions, limits, sub-limits, excesses and policy conditions before choosing or renewing cover. - read more
5 Common Budgeting Mistakes Small Trade Businesses Should Avoid
5 Common Budgeting Mistakes Small Trade Businesses Should Avoid
Budgeting is one of the most crucial aspects of running a small trade business. Without a proper budget, it's easy to lose track of your expenses and revenues, leaving you in a financial mess. This can be especially challenging for small trade businesses where margins are often tight, and a minor miscalculation can lead to significant issues down the line. - read more
Creating Jobs and Services: Starting Your Own Trade Business
Creating Jobs and Services: Starting Your Own Trade Business
Have you ever thought about making the leap from being a skilled tradie to running your own business? It's an exciting journey that many Australians are considering, as it offers the chance to not only work for yourself but also to create something meaningful in your community. - read more
Top 10 Common Insurance Claims for Australian Tradespeople: What You Need to Know
Top 10 Common Insurance Claims for Australian Tradespeople: What You Need to Know
Insurance is a crucial safety net for tradespeople, protecting against unforeseen mishaps that can disrupt their work and finances. Whether you're a carpenter, electrician, plumber, or any other skilled trade professional, having the right insurance can make a significant difference in your business continuity and peace of mind. - read more

Knowledgebase
Professional indemnity:
An insurance that provides cover for liability incurred in the course of exercising a profession.