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Insurance News from Trades Insurance Online

Trades Insurance Online is pleased to present the latest financial news headlines.

To read an entire news item, simply click on the headline.

News items on this page are prepared by our editorial team as summaries of publicly available news reports and official announcements. See linked news sources where available. The following news items are for informational purposes only and are not independent journalism.

Insurance News

Digital Risk Is Becoming a Practical Insurance Issue for Tradies
Digital Risk Is Becoming a Practical Insurance Issue for Tradies
16 Sep 2026: Paige Estritori
Recent insurance industry reporting has again put cyber risk in front of small businesses, with a clear message for trade operators: digital exposure is no longer limited to office-based companies. Many electricians, plumbers, builders, landscapers and subcontractors now rely on cloud quoting tools, job management apps, online banking, electronic invoices and customer databases to keep work moving. - read more
Storm Season Reminder: Why Tradies Should Check Their Insurance Now
Storm Season Reminder: Why Tradies Should Check Their Insurance Now
09 Sep 2026: Paige Estritori
The latest catastrophe-focused commentary from Australia’s general insurance sector has arrived with a practical warning for trade businesses: severe weather is no longer a once-in-a-while planning issue. Storms, floods, hail, bushfire and damaging winds are continuing to influence claims volumes, repair costs, underwriting appetite and premium pressure across the market. - read more
Why Insurance Pricing Checks Matter for Trade Renewals
Why Insurance Pricing Checks Matter for Trade Renewals
02 Sep 2026: Paige Estritori
ASIC’s continuing focus on insurance pricing has delivered another reminder that renewal documents deserve close attention, especially for tradies managing several policies across their business. Recent regulatory action against an insurer over alleged pricing and discount failures reinforces a practical point: the final premium shown on a renewal notice may not always tell the full story about how that amount was calculated. - read more
Why Fresh Insurance Market Data Matters at Renewal Time
Why Fresh Insurance Market Data Matters at Renewal Time
26 Aug 2026: Paige Estritori
APRA’s latest general insurance data has again highlighted a point many Australian tradies are already feeling at renewal time: a healthier insurance sector does not necessarily translate into simple or immediate premium relief for small businesses. While insurers continue to operate with stronger capital buffers and improved underwriting discipline, the costs sitting behind many policies remain under pressure. - read more
Silica Compliance Is Now an Insurance Issue for Tradies
Silica Compliance Is Now an Insurance Issue for Tradies
19 Aug 2026: Paige Estritori
The national ban on engineered stone has shifted from a regulatory headline into a practical operating issue for Australian trade businesses. Since the ban began in July 2024, regulators have continued to emphasise that uncontrolled work with crystalline silica can expose workers to serious and irreversible illness. For builders, stonemasons, kitchen installers, tilers, demolition contractors and renovators, the message is clear: compliance is no longer something to deal with only when a job looks high risk. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

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Trades Insurance Articles

Understanding Professional Indemnity Insurance for Trades
Understanding Professional Indemnity Insurance for Trades
Professional indemnity insurance (PI insurance) is a type of coverage designed to protect businesses and individuals who provide professional advice or services. It covers claims made against them for negligent acts, errors, or omissions in the performance of their professional duties. - read more
Why Every Subcontractor in Australia Needs Proper Insurance
Why Every Subcontractor in Australia Needs Proper Insurance
Insurance is a crucial safeguard for everyone, but for subcontractors, it's essential. In the world of trade professionals, the tools of the trade are more than just pieces of equipment; they are investments into one's livelihood. - read more
Creating Jobs and Services: Starting Your Own Trade Business
Creating Jobs and Services: Starting Your Own Trade Business
Have you ever thought about making the leap from being a skilled tradie to running your own business? It's an exciting journey that many Australians are considering, as it offers the chance to not only work for yourself but also to create something meaningful in your community. - read more
Understanding Trades Insurance Exclusions, Limits and Excesses
Understanding Trades Insurance Exclusions, Limits and Excesses
Trades insurance is only useful if you understand what the policy covers, what it excludes, how much it may pay and what you may need to contribute at claim time. This guide explains how Australian tradespeople can review exclusions, limits, sub-limits, excesses and policy conditions before choosing or renewing cover. - read more
How to Choose the Best Commercial Vehicle Insurance for Your Trade Business
How to Choose the Best Commercial Vehicle Insurance for Your Trade Business
For tradespeople, protecting your tools and equipment is crucial. These are not just tools; they are the backbone of your business. Without them, you can't complete jobs, meet client expectations, or generate income. This includes your Vehicle. - read more

Knowledgebase
Indemnity:
A legal principle that stipulates that insurance policies should restore the insured to the financial position they were in before the loss.