Trades Insurance Online :: Calculators

Trades Insurance Online Financial Calculators

Trades Insurance Online is happy to provide you with the following calculators as general information tools to help you explore trades insurance and finance options. They do not provide personal or financial product advice and should not be relied on as a recommendation. If you choose to submit an enquiry after using a calculator, a licensed broker or adviser from our referral network may contact you and we may receive a referral fee from them, which does not affect the cost you pay.

Available Calculators

Income Protection Insurance Calculator
Find out how much monthly disability income protection insurance you qualify for. Use our calculator to estimate cover levels tailored to your income and needs.
Truck Loan Repayment Calculator
Use our Truck Loan Calculator to estimate repayments, compare finance options, and plan your purchase with ease. Fast, simple, and tailored for Australian businesses and drivers.
Trades Insurance Calculator
Estimate your trades insurance needs with our Trades Insurance Calculator. Work out the right levels of cover to protect your trades business and your financial livelihood.

Calculator results are general estimates only and not quotes or offers of insurance or credit. Outputs are illustrative, do not take into account your objectives, financial situation or needs, and do not constitute personal advice or credit assistance. Insurance calculators relate to referrals we make under our Australian Financial Services Licence authorisation, and loan calculators relate to referrals we make under our Australian Credit Licence arrangements. Actual eligibility, premiums and repayments will be confirmed by a licensed adviser or broker after they review your enquiry.


Trades Insurance Articles

How to Choose the Right Trades Insurance for Your Business
How to Choose the Right Trades Insurance for Your Business
Trades insurance is a specialised type of coverage designed to protect individuals and businesses in the trades industry. This category includes a wide range of professionals such as electricians, plumbers, builders, and other manual workers who face unique risks in their day-to-day operations. - read more
5 Key Benefits of Trade Insurance You Can’t Afford to Ignore
5 Key Benefits of Trade Insurance You Can’t Afford to Ignore
Trade insurance is an essential safeguard for subcontractors in Australia. It offers a safety net that protects against the uncertainties and inherent risks in the industry. Whether you're a plumber, electrician, or construction worker, having the right kind of insurance can mean the difference between financial stability and ruin. - read more
How Tradespeople Can Maximize Tax Deductions Through Insurance
How Tradespeople Can Maximize Tax Deductions Through Insurance
Tradespeople work hard to earn their income, often facing unique expenses that can impact their bottom line. Understanding and maximizing tax deductions is crucial for minimizing these costs and keeping more of what they earn. By making informed decisions about expenses, tradespeople can significantly reduce their taxable income. - read more
A Beginner’s Guide to Trades Insurance in Australia
A Beginner’s Guide to Trades Insurance in Australia
Trades insurance is a type of coverage specifically designed to protect those who work in various trades, such as electricians, plumbers, carpenters, and builders. It encompasses a range of insurance products tailored to address the unique risks and challenges faced by tradespeople in their day-to-day activities. - read more
Top 10 Common Insurance Claims for Australian Tradespeople: What You Need to Know
Top 10 Common Insurance Claims for Australian Tradespeople: What You Need to Know
Insurance is a crucial safety net for tradespeople, protecting against unforeseen mishaps that can disrupt their work and finances. Whether you're a carpenter, electrician, plumber, or any other skilled trade professional, having the right insurance can make a significant difference in your business continuity and peace of mind. - read more

Insurance News

Celebrating Excellence: Finalists Announced for 21st Australian Insurance Industry Awards
Celebrating Excellence: Finalists Announced for 21st Australian Insurance Industry Awards
09 Jan 2026: Paige Estritori
The Australian and New Zealand Institute of Insurance and Finance (ANZIIF) has unveiled the finalists for the 21st Australian Insurance Industry Awards, set to take place on Thursday, 21 August 2025, at the Star Event Centre in Sydney. These prestigious awards honour the outstanding achievements of individuals and organisations across the entire insurance value chain, highlighting the depth of talent, innovation, and dedication within the industry. - read more
Allianz Australia Penalised $16.8 Million for Misleading Conduct
Allianz Australia Penalised $16.8 Million for Misleading Conduct
09 Jan 2026: Paige Estritori
In a significant regulatory action, Allianz Australia and its subsidiary AWP Australia have been fined $16.8 million for making false and misleading statements. The Commonwealth Director of Public Prosecutions imposed the fines following an investigation and referral by the Australian Securities and Investments Commission (ASIC). - read more
Suncorp Directed to Reassess 60% Home Insurance Premium Increase
Suncorp Directed to Reassess 60% Home Insurance Premium Increase
09 Jan 2026: Paige Estritori
The Australian Financial Complaints Authority (AFCA) has directed Suncorp to reassess a 60% increase in a customer's home insurance premium after the insurer failed to provide persuasive evidence justifying the hike. This decision comes amid a backdrop of rising complaints about general insurers, with AFCA reporting record levels of grievances. - read more
Global Insurtech Investments Halve as AI Adoption Rises
Global Insurtech Investments Halve as AI Adoption Rises
01 Jan 2026: Paige Estritori
The global insurtech sector experienced a significant downturn in funding during the fourth quarter of 2024, with total investments plummeting by 50% to US$688.24 million compared to the previous quarter. This decline marks the lowest annual funding level since 2018, with the total for 2024 reaching US$4.25 billion, a 6% decrease from the prior year. - read more
Australia's Insurance Market Set to Surpass $144 Billion by 2029
Australia's Insurance Market Set to Surpass $144 Billion by 2029
01 Jan 2026: Paige Estritori
The Australian general insurance industry is on a trajectory of significant growth, with direct written premiums (DWP) projected to exceed $144 billion by 2029. This forecast, provided by data and analytics firm GlobalData, indicates a substantial increase from the $94.7 billion recorded in 2024, reflecting a compound annual growth rate (CAGR) of approximately 8.8% over the five-year period. - read more

All quotes are provided free (via our secure server) and without obligation by a specialist broker from our national referral panel. Clark Family Pty Ltd / Trades Insurance Online does not provide financial product advice or arrange insurance policies; we operate solely as an introducer. If you proceed with a product after speaking with a licensed adviser, we may receive a referral fee from the provider at no additional cost to you. See our Privacy Statement for more details.


Knowledgebase
Insurance Deductible:
the amount that an insured is required to contribute toward an insurance claim as stipulated in an insurance policy. Otherwise known as the "policy excess".