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Insurance News

Digital Risk Is Becoming a Practical Insurance Issue for Tradies
Digital Risk Is Becoming a Practical Insurance Issue for Tradies
16 Sep 2026: Paige Estritori
Recent insurance industry reporting has again put cyber risk in front of small businesses, with a clear message for trade operators: digital exposure is no longer limited to office-based companies. Many electricians, plumbers, builders, landscapers and subcontractors now rely on cloud quoting tools, job management apps, online banking, electronic invoices and customer databases to keep work moving. - read more
Storm Season Reminder: Why Tradies Should Check Their Insurance Now
Storm Season Reminder: Why Tradies Should Check Their Insurance Now
09 Sep 2026: Paige Estritori
The latest catastrophe-focused commentary from Australia’s general insurance sector has arrived with a practical warning for trade businesses: severe weather is no longer a once-in-a-while planning issue. Storms, floods, hail, bushfire and damaging winds are continuing to influence claims volumes, repair costs, underwriting appetite and premium pressure across the market. - read more
Why Insurance Pricing Checks Matter for Trade Renewals
Why Insurance Pricing Checks Matter for Trade Renewals
02 Sep 2026: Paige Estritori
ASIC’s continuing focus on insurance pricing has delivered another reminder that renewal documents deserve close attention, especially for tradies managing several policies across their business. Recent regulatory action against an insurer over alleged pricing and discount failures reinforces a practical point: the final premium shown on a renewal notice may not always tell the full story about how that amount was calculated. - read more
Why Fresh Insurance Market Data Matters at Renewal Time
Why Fresh Insurance Market Data Matters at Renewal Time
26 Aug 2026: Paige Estritori
APRA’s latest general insurance data has again highlighted a point many Australian tradies are already feeling at renewal time: a healthier insurance sector does not necessarily translate into simple or immediate premium relief for small businesses. While insurers continue to operate with stronger capital buffers and improved underwriting discipline, the costs sitting behind many policies remain under pressure. - read more
Silica Compliance Is Now an Insurance Issue for Tradies
Silica Compliance Is Now an Insurance Issue for Tradies
19 Aug 2026: Paige Estritori
The national ban on engineered stone has shifted from a regulatory headline into a practical operating issue for Australian trade businesses. Since the ban began in July 2024, regulators have continued to emphasise that uncontrolled work with crystalline silica can expose workers to serious and irreversible illness. For builders, stonemasons, kitchen installers, tilers, demolition contractors and renovators, the message is clear: compliance is no longer something to deal with only when a job looks high risk. - read more
Trades Insurance Articles

A Beginner’s Guide to Trades Insurance in Australia
A Beginner’s Guide to Trades Insurance in Australia
Trades insurance is a type of coverage specifically designed to protect those who work in various trades, such as electricians, plumbers, carpenters, and builders. It encompasses a range of insurance products tailored to address the unique risks and challenges faced by tradespeople in their day-to-day activities. - read more
Why Income Protection Insurance is Crucial for Tradespeople
Why Income Protection Insurance is Crucial for Tradespeople
In the trades industry, unexpected events and accidents can happen at any time. Injuries and illnesses can prevent you from working, potentially leaving you without a steady income. Insurance is a crucial safeguard that helps protect against these uncertainties, ensuring that you can continue to meet your financial obligations, even when you're unable to work. - read more
Why Every Subcontractor in Australia Needs Proper Insurance
Why Every Subcontractor in Australia Needs Proper Insurance
Insurance is a crucial safeguard for everyone, but for subcontractors, it's essential. In the world of trade professionals, the tools of the trade are more than just pieces of equipment; they are investments into one's livelihood. - read more
How Public Liability Insurance Protects Your Trades Business
How Public Liability Insurance Protects Your Trades Business
Public liability insurance is a type of coverage designed to protect businesses against claims of property damage or personal injury caused by their work. This type of insurance is essential for trades professionals, as it provides financial protection against legal and compensation costs arising from incidents related to their services. - read more
Critical Insurance Mistakes Australian Tradespeople Are Making
Critical Insurance Mistakes Australian Tradespeople Are Making
Insurance is a critical component for tradespeople in Australia, providing financial protection against a range of risks that can significantly impact your livelihood. Adequate insurance coverage ensures that you are protected against potential liabilities, damages, and unforeseen circumstances that could otherwise lead to substantial financial losses. - read more

Knowledgebase
Proximate Cause:
The primary cause of loss in an insurance claim, which sets in motion a chain of events leading to the damage or injury.