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Comprehensive Trades Insurance Solutions

If you're an Aussie Tradesman looking for the best value-for-money Insurance solutions, then you are in the right place!.

Whether it's Public Liability insurance that you need, Tools of Trade cover, Commercial Vehicle insurance, Disability Income Protection, Contractors Annual insurance, or a tailored package solution, we have got you covered. Simply complete our quick quote request to compare rates & options from a selection of Australia's leading & best known Specialist Insurers, via our National Broker Panel.

Find the right cover at the best rates!

Whether you’re a builder, sparkie, plumber, tiler or contractor, having the right insurance is essential for protecting your tools, your income, and your livelihood.

We connect tradies across every state in Australia with trusted specialist brokers who understand your trade—and know how to get you great cover at a competitive rate.

From Public Liability Insurance to Tool Insurance, Commercial Vehicle Cover, Contractor Income Protection, and more—we’ve got solutions tailored for sole traders, subcontractors, and small trade businesses.

Fast Quotes, Trusted Brokers

Why Use Us to Find Your Tradies Insurance?

Compare Quotes from a panel of leading specialist insurers

Save Time & Money with one simple quote request

Tailored Insurance Packages for your specific trade and business setup

Australia-Wide Broker Network – QLD, NSW, VIC, TAS, NT, WA, SA

No Pushy Sales – just expert advice from real insurance professionals

We’re not an insurer—we help you connect with experienced trade insurance brokers who offer the right policies for your work type, risk profile, and budget.

Types of Cover We Can Help You Find

Popular Insurance Options for Tradesmen:

Public Liability Insurance – Mandatory on most worksites; protects against injury & damage claims

Tool Insurance / Tools of Trade Cover – Protects your tools against theft, loss, or damage

Disability Income Protection / Personal Accident Cover – Covers your income if you're unable to work

Commercial Vehicle Insurance – For vans, utes, and work vehicles used in your trade

Contract Works & Annual Contractors Insurance – Suited for builders and project-based work

Professional Indemnity Insurance – For tradies offering design, planning, or consulting services

Tailored Insurance for Every Type of Tradie, in Every State

Whether you're a WA FIFO mine electrician, a Queensland electrical contractor, a NSW residential builder, or a Tasmanian tiler running your own small business, the type of insurance you need can vary widely depending on your trade, your location, and how your business is structured. We assist sole traders, subcontractors, contractors, and small business owners across Australia—ensuring each tradie gets the right level of cover, whether you're working on a major commercial project, a local renovation, or anything in between. With access to brokers who understand licensing requirements, regional risks, and site-specific obligations, we make it easy to find policies that fit your situation—no matter how unique.

Why Choose Us?

Unlike direct insurers, we don’t just offer one option. We partner with a trusted panel of specialist brokers who know the ins and outs of trade insurance—and who are focused on getting you the right protection. Our quote process is fast, transparent, and designed to save you time. With Australia-wide access, deep industry knowledge, and real people who understand the pressure tradies face, we’re here to help you stay covered, stay compliant, and stay on the tools with confidence.

Trades Insurance

Trades insurance, or Tradies Insurance, is a combination of insurance policies, packaged specifically to meet the needs of Aussie Tradesmen. Trades insurance can typically include public liablility insurance, tools of trade insurance, commercial motor vehicle insurance and income protection insurance. Tradies can choose just one, or multiple coverage options.

Trades insurance comes in a range of forms, based on the specific needs and nature of each tradie's business.

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Best rates

Our quotes are sourced from an Australia-wide panel of specialist insurance brokers.

Simply complete our short online quote form for access to the best Trades Insurance rates in the country.

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Compare Options

Trades insurance policy conditions and provisions can vary significantly between insurance companies so it is highly recommended that you seek comprehensive advice before selecting a policy to meet your particular needs.

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Multiple Insurers

Public liability, tools of trade, commercial motor vehicle and income protection insurance are all available individually through many financial institutions and brokers throughout Australia.

However Trades insurance is a specialist field so, when looking for the best Trades insurance solution, it is advisable to seek the services of a specialist who is licensed in the field of Trades insurance.

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Trades Insurance Articles

Top Strategies for Australian Tradespeople to Slash Insurance Premiums

Trade insurance is an essential aspect of running a successful trade business in Australia. Whether you are a carpenter, electrician, plumber, or any other type of tradesperson, having the right insurance coverage protects you from unexpected risks and liabilities that could otherwise derail your operations. - read more

Protecting Your Tools and Equipment: A Tradesperson's Insurance Checklist

As a tradesperson, your tools and equipment are your livelihood. They are essential for performing your job efficiently and effectively. - read more

A Beginner’s Guide to Trades Insurance in Australia

Trades insurance is a type of coverage specifically designed to protect those who work in various trades, such as electricians, plumbers, carpenters, and builders. It encompasses a range of insurance products tailored to address the unique risks and challenges faced by tradespeople in their day-to-day activities. - read more

How Tradespeople Can Maximize Tax Deductions Through Insurance

Tradespeople work hard to earn their income, often facing unique expenses that can impact their bottom line. Understanding and maximizing tax deductions is crucial for minimizing these costs and keeping more of what they earn. By making informed decisions about expenses, tradespeople can significantly reduce their taxable income. - read more

Creating a Monthly Budget Plan for Small Australian Trade Businesses

Creating a monthly budget is essential for any business, but it holds particular importance for small trade businesses in Australia. Effective budgeting can help you manage cash flow, allocate resources efficiently, and ensure financial stability. - read more

Insurance News

National Climate Risk Assessment Unveils Growing Insurance Challenges

17 Sep 2025: Paige Estritori

The Australian government has unveiled its inaugural National Climate Risk Assessment alongside a comprehensive National Adaptation Plan, highlighting the heightened impact of natural disasters on insurance accessibility across the nation. With an urgent call to action, the government acknowledges the impending climate threats and commits to intensifying efforts towards emission reduction. - read more

ASIC Extends Relief on Distribution Rules for Insurance Providers

16 Sep 2025: Paige Estritori

The Australian Securities and Investments Commission (ASIC) has announced an extension of the exemption allowing general insurance providers to forego appointing product distributors as authorised representatives. This decision comes with the introduction of a new legislative instrument, 2025/520, which renews the previous framework, originally established under instrument 2015/682. The relief will now continue until August 27, 2030. - read more

Cyber Insurance Becomes Essential Amid Rising Digital Threats

12 Sep 2025: Paige Estritori

The recent cyberattack on Fortnum Private Wealth, accompanied by ASIC's legal action, has spotlighted the critical risks cyber threats pose to financial advice companies in Australia. With digital integration intensifying across the finance sector, the owner of Fortnum, Entireti, plans to defend the case, underscoring the necessity for ongoing vigilance in cybersecurity measures. - read more

Swiss Re Foresees Rising Premiums Amid Increasing Global Risks

10 Sep 2025: Paige Estritori

In a comprehensive analysis, Swiss Re Institute predicts that global property and casualty insurance premiums will rise in tandem with GDP over the upcoming decade. This growth is driven by amplified natural catastrophe losses, asset accumulation, and heightened economic and litigation claims inflation. The institute's report outlines the evolving insurance landscape amid increasing global risks. - read more

Insurance Council of Australia Assists NSW Flood Claimants

09 Sep 2025: Paige Estritori

In response to the devastating floods that swept across New South Wales' Mid North Coast in May, the Insurance Council of Australia (ICA) is taking proactive steps to support the affected residents. Insurers, organised by the ICA, will be meeting with flood victims in Kempsey, Taree, and Port Macquarie to provide guidance and support as they navigate their insurance claims. - read more

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Knowledgebase

Surrender Value:
The amount of money an insurance policyholder will receive if they voluntarily terminate the policy before it matures.